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The Plan

The Plan

Why the Plan Works

Our turnkey group health insurance solution is designed with your concerns in mind. If you’re worried about low employee participation, the impact of high deductibles on lower-paid employees, or attracting and retaining talent due to lackluster health plans, the HBA program can solve these issues. HBA offers:

  • It’s Affordable: Employees have access to health plans built on copays, not deductibles.
  • It’s Compliant: You will be confident that the health plans you offer adhere to all regulations and requirements, ensuring protection for you and your employees.
  • It’s Effective: With quality options that cater to a diverse workforce, employees can opt for the level of coverage they need.
  • It’s a Time Saver: The user-friendly system takes work—and stress—off your plate.

Program Features

As a franchise owner, it’s important to provide employee benefits that not only attract but also retain top talent. Here’s how HBA can help you reach that goal:

  • Affordable Health Insurance: Gives the ability to showcase accessible and cost-effective insurance options for current and prospective employees.
  • Self-Service Enrollment: Select from employee enrollment methods, such as default, auto-enroll, opt in, direct text/email (from BenefitElect), or via smartphone, tablet, or PC.
  • ACA-Compliance: Guidance to avoid Part A and B penalties.
  • Effortless Quotes: Simple and straightforward quoting process saves you time and hassle.
  • No Census Required: Minimal information is needed for initial setup.
  • Tailored Approval: Customized acceptance process for franchise owners.
  • Simplified Administration: Easy and straightforward process for enrollment and ongoing management.
  • Integration with Payroll: Seamlessly synchronizes with payroll systems.
  • Flexible Requirements: No strict financial thresholds and a low minimum participation requirement.
  • No Deductibles: Each plan offers relief from high out-of-pocket expenses.
  • Standardized Plan Designs and Rates: Consistent plan structures and pre-set rates offer simplicity.
  • User-Friendly Website: Intuitive interface with point-and-click options for easy navigation.
  • Nationwide Availability: Coverage is available in all states.
  • No-Cost Preventive Care: Access preventive healthcare without additional charges.
  • Complimentary Well-Child Care: Preventive coverage for children at no extra cost.
  • Unlimited, Free Telehealth: Access telehealth and teletherapy services at no cost to employees.
  • No-Cost Generic Drugs: Coverage for 90% of common generic prescriptions with no copays.

Disclaimer

Signal home office has endorsed these plans for Franchise owners. There is no requirement for any Signal Franchise owner to offer these benefits to employees.

Contact

joconnor@thehballiance.com

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