Signing up and using the Signal HBA Insurance Program is straightforward and hassle-free.  

Our processes ensure simple, accurate, and timely enrollment:

Franchisee

• Call for a quote.
• Set a start date.
• Complete questionnaire, provide enrollment lists, and manage payments.

HBA

• Provide quotes and conduct meetings.
• Receive and process enrollment details.
• Send ID cards and plan information to employees.

BenefitElect

• Handle initial and open enrollment and communicate selections to HBA.
• Coordinate payroll integration.
• Process new hire/terminations.

MMA

• Collaborate with Human Resources.
• Simplify compliance.
• Provide resources for benefits administration.

• Service: Coordination with your HR team to offer strategic advice and resources.
• Compliance: Access to the Compliance Center of Excellence to simplify adherence to regulations, like HIPAA, ACA, and state and federal laws.
• Resources: Take advantage of clear explanations and steps for successful benefits administration.

• Enrollment: HBA will upload employee and dependent data and send ID cards and plan details directly to employees.
• Open Enrollment: Coordinate open enrollment, process benefit elections, and send to HBA before the start date.
• Timely Submissions: Submit necessary documents on time, including plan choices, contributions, and enrollment methods.
• Payroll Integration: BenefitElect sends plan elections to your payroll system and offers ongoing updates.
• New Hires and Terminations: BenefitElect starts enrollment for new hires and terminates coverage for employees leaving the plan.